Site Map

• Home
• Our Team
  • Why Hire Us
  • Neil J. Buchalter, Esq
  • Lauren Buchalter, Esq.
  • Robert J. Pelphrey, Esq.
• Bankruptcy
  • Chapter 7
    • Means Test
  • Chapter 11
  • Chapter 13
  • Chapter 7 or Chapter 13?
  • Repossession
  • Creditor Harassment
  • Bankruptcy Myths
  • Benefits of Bankruptcy
    • Automatic Stay
  • Bankruptcy Alternatives
• Debt Resolution
• Foreclosure
  • Mortgage Modification
  • Deficiency Resolution
  • Deed in Lieu
  • Short Sales
  • Surplus Funds
• Loan Modification
  • Loan Modification Approvals
• IRS & Tax Law
  • Bankruptcy and Tax Debt
  • Offer in Compromise
  • Installment Agreements
  • Liens & Levies
  • Wage Garnishments
  • Tax Audits
  • Tax Appeals
  • Trust Fund Recovery Penalties
• Areas We Serve
  • North County
  • South Beaches
  • Central County
  • Melbourne
  • Cocoa Beach
  • Titusville
• FAQ
• Testimonials
• Blog
  • 2022
    • December
      • Bankruptcy & Holiday Shopping Debt
      • What Is An Offer In Compromise?
      • Should I Stop Paying My Bills Before Filing for Bankruptcy?
    • November
      • When Should I Stop Using My Credit Card Before Bankruptcy?
      • Transferring Property Before Filing for Bankruptcy
      • Can I File for Bankruptcy More Than Once?
      • Is It Expensive to File for Bankruptcy?
    • October
      • Will I Lose My House in Chapter 7 Bankruptcy?
      • What Is a Non-Dischargeable Debt?
    • August
      • What to Expect at a 341 Hearing During Bankruptcy
      • What If My Creditors Harass Me During Bankruptcy?
      • Why Do People File for Bankruptcy?
      • Can Bankruptcy Get Rid of Student Loan Debt?
    • July
      • How Long Can Creditors Come After You for Debt?
      • Why Creditors May Object to Debt Discharge
      • How Do I Rebuild My Credit Score After Bankruptcy?
      • Good Debt vs. Bad Debt
      • How to Enjoy Summer After Bankruptcy
      • What Is Non-Dischargeable Debt?
    • June
      • Can I Go on Vacation Before Filing for Bankruptcy?
      • Congress Temporarily Raises Chapter 13 & Subchapter V Debt Limits
    • May
      • Cryptocurrencies & Bankruptcy
      • Why Bankruptcy Stops Foreclosure
      • 3 Big Bankruptcy Myths & Why They’re Wrong
      • You Won't Lose Everything in Chapter 7
      • Why Do Global Crises Affect the Economy?
      • Why Are Credit Cards a Slippery Slope?
    • April
      • What is Skimpflation?
      • COVID Bankruptcies: The Numbers Aren’t What You Would Expect
      • The Metaverse: Investing in a Virtual Reality
      • Does Bankruptcy Stop a Lawsuit?
    • March
      • Why People Struggle Financially Despite Government Aid
      • The Science of Overdraft Fees
      • Bankruptcy Court: SpaceX
      • What Is the Debt Ceiling and Why Does It Matter?
      • Build Back Better Could Improve Your Life
    • February
      • Are NFTs a Good Investment?
      • Child Tax Credit in Jeopardy
    • January
      • Student Loans are Back: Here’s What You Should Know
      • What Happens to a Trust During Bankruptcy?
      • Tax Brackets Explained
      • Zillow, iBuying and the Housing Market
  • 2021
    • December
      • Taxing Crypto
      • The Plan: How the Federal Reserve is Fighting Inflation
      • The Labor Market is Back on Track: Here's What You Should Know
      • Student Loan Debt Strategies
    • November
      • Department of Education Considering Student Loan Debt Discharge in Bankruptcy
      • 2020 Retail Bankruptcies
      • Public Service Loan Forgiveness: What You Should Know
    • October
      • Cryptocurrency: How It Works and Tips for Success
      • What Is a Lien?
      • Bankruptcy Court: Purdue Pharma
      • Farm Bankruptcies Decrease
    • September
      • Eviction Moratorium Update: August 2021
      • Tax Filing Myths
      • Bankruptcy News: August 2021
      • Can Debt Negotiation Help Me?
      • Tax Appeals Process
      • Bankruptcy Terms You Should Know
    • August
      • Fed Estimates Increased Inflation: What You Should Know
      • Discharge Your Student Loan Debt
      • How Stocks Work
      • Worms and Citibank: Large Scale Loan Mistakes
      • Can I Invest During Bankruptcy?
    • July
      • How Does Asset Protection Work?
      • The COVID-19 Bankruptcy Relief Extension Act
      • What Happens to My Co-signer During Bankruptcy
      • How to Get a Car After Bankruptcy
    • June
      • Why Am I in Debt?
      • Common Reasons for Bankruptcy – You’re Not Alone
      • How to Make a Chapter 13 Reorganization Plan
      • Famous Bankruptcies
    • April
      • IRS to Adjust Taxes on Unemployment Benefits in Response to the American Rescue Plan
      • Can I Get Out of Debt Without Bankruptcy?
    • March
      • What Happens to My Personal Belongings in Bankruptcy?
      • Can I Pay the IRS in Installments?
      • Can I Get a Mortgage Modification?
      • Do I Need an Attorney for a Short Sale?
      • I'm Being Audited By the IRS. What Now?
    • February
      • Can Bankruptcy Discharge Credit Card Debt?
      • What Is Bankruptcy Fraud? 3 Common Examples.
      • How to Remove a Lien on Your House
      • What Is the Difference Between Chapter 7, 11, and 13?
    • January
      • What Bankruptcy Can and Cannot Do
      • Life After Bankruptcy: 6 Ways to Build a Better Future
      • Can You Appeal a Bankruptcy Court Decision?
      • Current Bankruptcy Trends: Are More People Filing?
  • 2020
    • December
      • Millions Owed to Homeowners Due to Mortgage Servicing Errors
      • What Are Bankruptcy Exemptions—and Why Do They Matter?
      • Are PPP Loans Dischargeable in Bankruptcy?
    • November
      • What Happens After Chapter 13 Is Paid Off?
      • Bankruptcy and Foreclosure: 10 Frequently Asked Questions
      • Bankruptcy Terminology: 18 Key Concepts
      • Beware of New Stimulus Check Text Scam
      • Can One Person In a Marriage File Bankruptcy?
      • Top 4 IRS Audit Triggers
      • 5 Bankruptcy Mistakes You Might Make Without a Lawyer
    • October
      • Does Bankruptcy Provide IRS Tax Debt Forgiveness?
      • Short Sale vs. Foreclosure: What’s the Difference?
      • What Can You Keep in Chapter 13?
    • September
      • Failed $191 Million Bankruptcy Shows Why Honesty Is the Best Policy
      • Does Chapter 13 Lower Mortgage Payments?
      • How Many Calls from a Debt Collector Is Considered Harassment?
      • Top 12 Frequently Asked Questions About Bankruptcy
      • Can You Keep Your Tax Refund After Filing Chapter 7?
    • August
      • What to Expect After Chapter 7 Discharge
      • What Is the Difference Between Secured and Unsecured Debt?
      • Will There Be Another Stimulus Check?
      • 7 Questions to Ask Yourself Before Filing Bankruptcy
      • Can I Be Denied Employment Due to Bankruptcy?
    • July
      • Can I File Bankruptcy Without a Lawyer?
      • Everything You Need to Know About Bankruptcy & Sole Proprietorships
      • Florida Governor Extends Moratorium on Foreclosures & Evictions
      • Will I Lose My House if I File Bankruptcy?
      • Everything You Need to Know About Tax Liens
    • June
      • Why Bankruptcy Is Not Just a Last Resort
    • May
      • Can Bankruptcy Discharge Student Loans?
      • 5 Reasons Why Now May Be the Best Time to File Bankruptcy
      • Can Debt Collectors Seize Your Stimulus Check During COVID-19?
    • April
      • What Is the SBRA—and Could It Save Your Small Business?
      • How to Survive the Financial Impact of COVID-19
      • Everything You Need to Know About Loan Modifications
      • Why Am I Being Tax Audited?
      • How the CARES Act Can Help Your Small Business
      • How to Get an Offer in Compromise Approved
    • March
      • How to Prepare for Bankruptcy
      • Everything You Need to Know About Time-Barred Debt
      • Answers to 11 Frequently Asked Questions About Creditor Harassment
    • January
      • Five Chapter 13 Bankruptcy Myths
  • 2019
    • November
      • How to Avoid Car Repossession?
      • How Bankruptcy Can Help You Get Out of Debt
    • October
      • What You Need to Know About Debt Consolidation & Your Credit Rating
      • How to Get a Business Loan if You Have Bad Credit
    • September
      • Rebuilding Your Credit Score After Bankruptcy
      • Car Repossession & Chapter 7 Bankruptcy
    • August
      • How Millennial Finances Are Being Influenced by Social Media
    • July
      • Bankruptcy & Your Retirement Savings
      • Pros & Cons of Filing Chapter 7 Bankruptcy
      • Do I Qualify for Chapter 13 Bankruptcy?
    • June
      • What Will Happen to My Assets When I File Bankruptcy?
      • Will Filing for Bankruptcy Affect My Spouse?
      • Can I Get My License Back If I File for Bankruptcy?
      • What Debts Can I Eliminate Through Bankruptcy?
    • May
      • What Is Pre-Bankruptcy Credit Counseling?
      • Bankruptcy for Seniors
      • Companies that Filed for Bankruptcy & Came Back
      • How a Home Loan Modification Can Help You Avoid Foreclosure
    • April
      • When Am I Eligible for a Housing Loan Modification?
      • Tax Season FAQs
    • March
      • The Most Common Bankruptcy Mistakes: What You Need to Know
      • How to Navigate the IRS Appeals Process
      • Study Shows Most Bankruptcies Are Linked to Medical Bills
      • How Many Missed Payments Does It Take Before Foreclosure?
    • February
      • Avoiding Foreclosure Rescue Scams
      • Understanding Your Rights in Repossession Cases
      • How to Rebuild Your Credit After a Major Crisis
    • January
      • Can I Buy a House After I File for Bankruptcy?
      • How to Spot the Early Signs of Possibly Needing to File Bankruptcy
      • Top Reasons People File for Bankruptcy
  • 2018
    • December
      • Managing Your Student Loan Debt
      • The True Impact of Foreclosure on Your Credit
      • Navient Borrowers Pushed Towards Forbearance
      • How to Protect Against Tax Phishing Scams
      • Getting Mortgage Help After Hurricanes Strike
    • November
      • How to Avoid a Deficiency Judgment After Foreclosure
      • How an Attorney Can Help with Loan Modification
      • When Should I Appeal an IRS Audit?
      • How to Handle a Car Repossession | The Buchalter Law Group
    • October
      • How to Avoid IRS Tax Levies | Brevard County Tax Law Attorneys
      • Deed in Lieu vs. Short Sale | Foreclosure Defense Firm
      • 5 Common Triggers for IRS Audits | The Buchalter Law Group
      • 3 Reasons You Can Receive a Chapter 7 Bankruptcy Dismissal
    • September
      • What Is a Zombie Foreclosure?
      • What If I Can't Afford My Chapter 13 Payments?
      • Debt Settlement or Bankruptcy: Which Is Right For Me?
    • August
      • The 5 Traits of Effective Bankruptcy Lawyers
      • How to Handle an IRS Audit
      • Tax Attorneys vs. Accountants: When Do You Need Legal Help?
      • 2 Steps to Avoid Filing a Second Bankruptcy
    • July
      • What Should I File First: Bankruptcy or Divorce?
      • How the Fair Debt Collection Practices Act Protects You from Harassment
    • June
      • How the Means Test Works in Chapter 7 Bankruptcy Cases
      • Why Am I Being Audited by the IRS?
      • What Is an Automatic Stay & How Does It Work?
      • Short Sale vs. Foreclosure: Which Is Better?
    • May
      • Pros & Cons of Debt Consolidation
      • Why You Should Involve an Attorney in Your Loan Modification Process
      • Tax Appeals & the Role of an Attorney
  • 2017
    • December
      • Can I File for Bankruptcy if I am Unemployed?
      • Meeting Chapter 13 Bankruptcy Debt Limits
    • November
      • Can I Get a Loan After Filing for Bankruptcy?
      • What is a Motion for Deficiency?
      • Understanding Asset Protection in Bankruptcy
      • What Bankruptcy Is Best for Me?
    • October
      • The Do's and Don'ts of Bankruptcy Cases
      • Filing for Bankruptcy a Second Time
      • When Is Foreclosure a Good Idea?
      • Purchasing a Home After Filing for Bankruptcy
      • The Pros and Cons of Filing Bankruptcy
    • August
      • Bankruptcy Options for Small Businesses
      • How Florida Protects Lawsuit Awards from Bankruptcy
      • What Happens to My Pension in Bankruptcy?
      • Is my 401k Protected in Bankruptcy?
    • June
      • How Can Bankruptcy Affect Loan Modifications?
      • Guidelines for Asset Protection Planning
      • Tips for Stopping Creditor Harassment
      • Adjusting to Life After Declaring Bankruptcy
      • The Real Estate Short-Sale Process
    • May
      • Bankruptcy Exemptions: What Property Can I Keep?
      • Debt Negotiations: What You Need to Know
    • April
      • How Do I Meet Chapter 13 Bankruptcy Debt Limits?
    • March
      • Are My Student Loans Forgiven If I File for Bankruptcy?
    • February
      • Can I File for Bankruptcy if I'm Unemployed?
    • January
      • Benefits of Filing for Bankruptcy
      • Common Bankruptcy Myths
  • 2016
    • December
      • What Is Considered Creditor Harassment?
    • November
      • Fighting Your Foreclosure: A Timeline
      • Why Do People File for Bankruptcy?
    • October
      • What to Expect in Your Bankruptcy Consultation
    • July
      • Florida Foreclosure Rate Down, Still Among Nation's Highest
      • Avoiding Common Short Sale Mistakes
    • May
      • Four Facts About Filing Your Taxes Late
    • April
      • Avoid These Common Bankruptcy Mistakes
      • Federal Judge Rules that Bankruptcy Cancels Some Law Student Debt
    • March
      • Successful People Who Once Filed Bankruptcy
    • February
      • 3 Things To Look For In a Brevard County Bankruptcy Lawyer
      • What Happens To My Tax Refund If I File Bankruptcy?
    • January
      • Busting 4 Common Debt Relief & Bankruptcy Myths
      • Bankruptcy vs. Debt Negotiation - What's Right For Me?
  • 2015
    • December
      • How Are HOA Debts Impacted By Chapter 7 Bankruptcy?
      • What Types of Debts Cannot Be Discharged in Chapter 7?
    • November
      • What Is the Chapter 7 Means Test?
    • October
      • White House Intervenes to Protect Student Loans in Boston Bankruptcy Case
      • Should My Spouse File Bankruptcy With Me?
    • September
      • What to Do After Filing for Chapter 7 Bankruptcy
      • Chapter 7 vs. Chapter 13 Bankruptcy
• Contact Us
• Site Map
• Merritt Island Bankrupcty
• Privacy Policy
• Site Search