Why You Shouldn't File for Bankruptcy Without a Lawyer


You may have read that there’s no requirement to hire a lawyer for help with bankruptcy, so you might be tempted to take this challenge on your own. Doing so could be one of the biggest mistakes you’ll make.

Filing for bankruptcy can be a complex and daunting process, especially if you are not familiar with the legal system. While it may be tempting to file for bankruptcy without the help of a lawyer, this decision could result in more harm than good. In this blog post, we'll explore some of the reasons why you should avoid filing for bankruptcy without a lawyer.

Bankruptcy & Its Relevant Laws Are Complex

Bankruptcy is a difficult process that can be made much easier with help from a lawyer. Without such assistance, however, you’re on your own when it comes to understanding bankruptcy’s complex laws, detailed paperwork, and intricate legal process. In short, it’s not something most people are prepared to encounter without professional help.

The risks of forgoing a lawyer are significant, too. Missing a court date, deadline, or incorrectly filed paperwork can all cause a case dismissal. That means you’ll lose your shot at a bankruptcy discharge, and it can be years before you can file again.

Your Attorney Can Help You Avoid Costly Mistakes

Filing for bankruptcy on your own can be dangerous if you make mistakes on your paperwork or during court proceedings. These mistakes could result in additional fees, penalties, or even the dismissal of your case. A bankruptcy lawyer can help you avoid these pitfalls, which could end up saving you money in the long run.

A Lawyer Can Help You Protect Your Assets

When you file for Chapter 7 bankruptcy, there are certain assets you can protect by claiming exemptions. If you don’t know what these exemptions can be or how to claim them, however, you may risk losing them during liquidation.

Not only can your attorney provide you with the knowledge and guidance on which assets you can protect, but they can also be the proactive advocate you need to protect them. This level of support can be crucial if the bankruptcy trustee disagrees with the exempt status of a certain asset, and you need to fight to protect it.

Contact Us for the Legal Support You Need

Filing for bankruptcy is a complex and challenging process, and it shouldn’t be undertaken without the help of a qualified bankruptcy lawyer. An experienced lawyer can help you navigate the legal system, avoid costly mistakes, protect your assets, and rebuild your financial future. If you're considering filing for bankruptcy, it's important to seek legal advice and guidance to ensure the best possible outcome for your unique situation.

Our attorneys at Buchalter & Pelphrey Attorneys At Law can provide the legal support you need. With many years of experience, we’ve been the guides that our clients have needed during this difficult time. Don’t hesitate to reach out to someone for help—at Buchalter & Pelphrey Attorneys At Law, we’re here for you.

To learn more, contact us online and request an initial consultation with us.

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