How Bankruptcy Can Help You Get Out of Debt

Our legal team at The Buchalter Law Group is committed to helping people who are dealing with serious debt issues. Whether your debt is the result of expensive medical bills to treat a life-altering injury or because you were laid off from your job, we are here to guide you through the entire bankruptcy process to ensure that you don’t have to deal with wage garnishments and collection actions. Here are just a few of the ways bankruptcy can help if you are struggling with debt:

Harassment & Collection Activities: When you file for a Chapter 7 or Chapter 13 bankruptcy, the court will issue an automatic stay that will prevent creditors from taking collection actions or garnishing your wages.

Evictions: If you are being evicted from your unit and your case is being heard in court, the automatic stay will temporarily halt the eviction. However, if the landlord files an eviction judgment against you, then bankruptcy might not help your situation.

Foreclosure: While bankruptcy can stop foreclosure on your home or repossession of your vehicle, the filing of a Chapter 7 won’t help you keep your property unless you have the funds to bring the account current. But with the Chapter 13 bankruptcy option, you can make up past payments and still keep your home or vehicle.

Eliminate Unsecured Debt: If the debt you’re struggling to pay off is for credit cards, past due utility payments, personal loans, or medical bills, then you can wipe it out or pay back a portion of it in bankruptcy.

Exempt Property: When filing for bankruptcy you can keep all of the exempt property that you need to work and live. Bankruptcy exemptions vary from state to state, so you should consult with an experienced lawyer to discuss all of your options under the law.

You Can Trust Us to Guide You Through Bankruptcy

Our compassionate lawyers have more than 45+ years of combined experience helping clients in financial distress, and we are here to use our extensive resources and knowledge of the law to obtain the debt relief you need to get your finances back in order. When you choose us to represent you, we will find the right solution for your unique situation.

Call us today at (321) 320-6088 to schedule your free case evaluation with a member of our team.

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