What Is Pre-Bankruptcy Credit Counseling?

Before you go ahead with your bankruptcy filing, you will need to complete a credit counseling course that has been approved by the U.S. Bankruptcy Courts. After you complete the credit counseling course, you will be given a bankruptcy certificate that you will need to file with the court. In this blog, our lawyers explain what you should expect from pre-bankruptcy credit counseling.

Credit Counseling Certificate

The first credit counseling course will focus on bankruptcy and alternatives so that you understand the entire process from start to finish. Credit counseling courses also cover other options, such as debt consolidation and debt assistance programs.

Is Pre-Bankruptcy Credit Counseling Difficult?

The credit counseling course is fairly straight forward and takes between 60 and 90 minutes. In fact, you can complete the course in person, on the phone, or online. When you take the course, you will provide information about your finances so the counselor can determine if filing bankruptcy is really the best option for your particular situation.

How Much Does Pre-Bankruptcy Counseling Cost?

Fees for pre-bankruptcy credit counseling vary depending on the agency you select. In general, pre-bankruptcy credit counseling costs between $15 and $50 dollars. The costs and instructions on completing the course are included in our legal fees.

Call Our Bankruptcy Attorneys Today

Are you ready to get started on your bankruptcy? Then stop by our office to speak to one of our experienced bankruptcy lawyers about what we can do to assist with your case. Our legal team has more than 45 years of combined experience, and we have the skill and knowledge you need to secure a fair case result.

Contact us today to request a free case evaluation with our dedicated legal professionals.

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