Tax Lawyer in Melbourne

Legal Help For Overwhelming Tax Problems

If you are behind on taxes or receiving collection notices, working with an experienced Melbourne tax law attorney can make a significant difference in protecting your income and assets. At Buchalter & Pelphrey, we help individuals and families in Melbourne and across Brevard County face serious tax problems as part of their overall financial recovery.

You may be dealing with IRS letters, tax liens, or the threat of wage garnishment and feel unsure where to turn. We understand that tax debt often comes with stress, embarrassment, and fear about the future. Our role is to provide clear information, steady guidance, and practical options so you do not have to face these issues alone.

Our attorneys bring over 50 years of combined experience in financial distress matters, and our firm offers both tax law and bankruptcy services under one roof. We offer free initial consultations, so you can talk with our team, ask questions, and learn about potential paths forward before deciding what works for you.

Take the first step toward resolving your case with a skilled tax attorney. Reach out or call (321) 320-6088 now to set up your consultation.

Why Choose Our Tax Attorneys?

When you are choosing someone to help with tax debt, you are trusting that firm with sensitive financial information and decisions that can affect the rest of your life. We take that responsibility seriously. Our attorneys at Buchalter & Pelphrey have spent decades working with people in Brevard County who are navigating debt, collections, and complex financial situations.

One key difference is that we are the only firm in this region that offers both bankruptcy and tax law services. Many clients come to us with tax problems and other debts at the same time. Because we handle both areas, we can look at the full picture instead of treating your tax issue in isolation. This helps us identify options that fit your overall financial goals, not just a single problem.

Our team has resolved thousands of cases for clients across the State of Florida. These cases have included people facing aggressive collection efforts, long-standing debts, and serious pressure from creditors. We draw on that experience when we review your tax documents and financial information, so we can help you understand what may be realistic and where you may have room to move.

We are proud that our firm has been recognized as a Best Law Firm in North Brevard. This recognition reflects years of providing consistent service and support to people who come to us during some of the most difficult points in their lives. Clients often tell us that they value how reachable we are and how directly we communicate about their options, even when the choices are hard.

Throughout your matter, you can expect personal attention rather than being passed from person to person. Our attorneys strive to return calls promptly, explain each step in plain language, and offer honest counsel about potential strategies. We know that trust is built through clear information and follow-through, so we work to provide both. Turn to a trusted Melbourne tax law attorney at Buchalter & Pelphrey as soon as possible.

Common Tax Problems We Address

Tax problems can arise in many different ways. Some clients fall behind after a job loss or medical issue. Others are self-employed or run small businesses in Melbourne and discover that payroll or estimated taxes were not handled correctly. Whatever the cause, unpaid taxes can grow quickly once penalties and interest start to accumulate.

We regularly assist people with unpaid federal income taxes, unfiled returns, and tax balances that have been outstanding for several years. Some clients contact us after the IRS files a tax lien that affects their credit and creates concern about their home or other property. Others are worried about the effect of tax debt on a planned move, a refinance, or a business opportunity in Brevard County.

In addition to federal issues, Floridians may face collection efforts from the Florida Department of Revenue. This can occur with certain business-related taxes, such as sales or employment taxes, or with other state-level assessments. When both federal and state tax agencies are involved, the pressure can feel intense, especially if you are receiving notices from multiple directions.

Tax debt seldom exists on its own. Many people who owe taxes also carry credit card balances, medical debt, or personal loans. Ignoring the tax side can limit your ability to address the rest of your finances. We have seen how tax problems can disrupt everyday life, from making it harder to keep current on other bills to increasing stress at work and at home.

Some signs it may be time to get legal help include:

• Receiving repeated IRS or state collection notices that you do not fully understand
• Finding out that a tax lien has been filed against your property or business
• Worrying that a wage garnishment or bank levy could start at any time
• Feeling unable to keep up with payment demands while covering basic living expenses
• Seeing penalties and interest increase your balance despite payments or efforts to catch up

If you recognize yourself in any of these situations, speaking with a tax lawyer can help you understand what the notices mean, what risks you may be facing, and what options you may have for relief.

How Our Tax Lawyers Can Help

When you contact our office, our goal is to take a confusing and stressful situation and break it into manageable steps. During your free initial consultation, we typically begin by asking about your tax history, the notices you have received, and any past attempts you have made to address the debt. This conversation helps us understand where things stand and what matters most to you.

We then review your tax documents and financial information to form a clearer picture. This may include recent tax returns, IRS or Florida Department of Revenue letters, pay stubs, bank statements, and information about other debts. Looking at the details allows our attorneys to discuss potential paths, whether that involves payment arrangements, addressing certain penalties, or considering how bankruptcy might affect qualifying tax obligations.

Each situation is different. In some matters, the focus is on finding a way to repay what is owed over time. In others, the issue is whether some older income tax debts may be treated within a bankruptcy case. Our attorneys do not recommend the same approach for everyone. Instead, we explain the pros and cons of different routes so you can make informed decisions.

If you decide to move forward with our firm, we work to take as much of the administrative strain off your shoulders as possible. We can communicate with tax authorities on your behalf in many situations, which may reduce the stress of responding to every letter or phone call alone. We keep you updated on important developments, explain what to expect next, and discuss any choices you need to make along the way.

Because we serve clients in Melbourne and throughout Brevard County, we understand the financial realities people here often face, including seasonal work, local industry shifts, and the impact of major life events. We factor these real-world concerns into the options we discuss. Our priority is to help you consider a plan that is realistic and sustainable for your circumstances.

Working with a tax attorney is about more than numbers on a page. It is about relieving some of the emotional burden that comes with ongoing debt and uncertainty. We strive to create a setting where you can speak openly about your situation without judgment, and where your questions receive clear, straightforward answers.

If You Owe Back Taxes, Here Is Help

Opening another tax notice can feel draining, especially when you are already doing your best just to cover regular expenses. It can be tempting to stack the letters aside and hope the situation improves, but delays can limit your options. Taking a few simple steps now can help protect you and make any future meeting with an attorney more productive.

Before you meet with a tax attorney, gathering information and avoiding quick decisions can be important. For example, agreeing to a payment arrangement without understanding how it fits with your budget or other debts can create strain later. Our attorneys in this area often hear from clients who tried to handle things alone and then felt overwhelmed.

Helpful steps you can take right now include:

• Collecting recent IRS and Florida Department of Revenue notices in one folder
• Locating your last several years of tax returns, or noting which years are unfiled
• Listing your other major debts, such as credit cards, medical bills, or personal loans
• Reviewing your monthly income and necessary expenses to understand what you can realistically afford
• Making a note of any deadlines or response dates mentioned in the letters

Once you have this information, you will be better prepared for a free consultation with our team. During that meeting, we can review your situation, discuss possible directions, and answer your questions about what working with our firm would look like. There is no obligation to move forward, and the purpose is to give you clarity rather than pressure you into a decision.

If you are facing back taxes here in Melbourne, contacting a tax lawyer can be an important step toward regaining a sense of control. We are here to listen, explain your options, and help you consider a plan that fits both your legal and financial needs.

Get the help you need from an experienced Melbourne tax law lawyer. Fill out our online form without delay.

Frequently Asked Questions

Can you help if the IRS is garnishing my wages?

We can review your situation and discuss options that may address an existing or threatened wage garnishment. The right approach depends on factors such as how much is owed and your overall finances. During a consultation, our attorneys explain possible paths and how they might apply to you.

Will filing for bankruptcy get rid of my tax debt?

Some income tax debts may be addressed in bankruptcy if certain timing and filing conditions are met, while others may not. Because our firm handles both bankruptcy and tax law, we can evaluate how these rules relate to your case and explain what may be possible.

How much does it cost to hire your tax attorneys?

We offer free initial consultations so you can talk with an attorney about your tax concerns at no cost. If you decide to work with us, we explain our fee structure before you commit. Our goal is to be transparent and to align any plan with your financial reality.

What should I bring to my first consultation?

It is helpful to bring recent IRS or state notices, copies of your latest tax returns, and information about your income and major debts. If you cannot gather everything, you can still meet with us. We will let you know what additional documents would be useful as we move forward.

Why choose a local Melbourne firm for tax issues?

Working with a local firm means you can meet with your attorneys in Brevard County and speak with people who understand the financial challenges common in this area. Our longstanding presence in the community and recognition as a trusted law firm reflect that local connection.

Talk With Our Team About Your Tax Concerns

Taking the first step toward resolving tax debt can feel difficult, but you do not have to face it alone. When you contact our tax attorneys, you will have the opportunity to sit down with someone who understands both tax law and the broader financial pressures you are experiencing.

During your free initial consultation, we listen to your story, review your documents, and discuss possible next steps tailored to your situation. Our firm brings decades of experience serving clients in Melbourne and Brevard County, and we work to provide honest, compassionate guidance at every stage.

If you are ready to talk with a Melbourne tax law lawyer about your options, we invite you to reach out today.

Call (321) 320-6088 to schedule your free consultation witha qualified tax lawyer at Buchalter & Pelphrey.